Our Financial Planning Process

Financial Planning

  • Retirement Planning
  • Tax Planning
  • Insurance and Risk Management
  • Social Security Planning
  • Health Expense Planning (HSA, FSA, HRA, Etc.)
  • Medicare/Medicaid Planning
  • Equity Based Compensation Plans (RSUs, PSUs, NQOs)
  • Employee Benefit Planning (Employer Plans, Pensions, Group Insurance)
  • Tax Efficient Accumulation and Withdrawal Strategies
  • Education Planning
  • Major Purchase Planning
  • Legacy and Philanthropic Planning
  • Estate Planning with Your Attorney
  • Estate Tax Planning
  • Other Financial Questions and Needs as they Arise

Investment Management

  • Low-Cost Investing
  • Tax Efficient
  • Globablly Diversified
  • Investment Planning tailored to your goals and objectives
  • Portfolio Rebalancing & Investment Alignment

Working with Snake River Investment Counsel

  • Step 1) Discovery Meeting

    In this collaborative session, we’ll take a comprehensive look at your financial situation, goals, and priorities. Together, we’ll explore every aspect of your financial life to begin crafting personalized recommendations and a clear, actionable path forward.

  • Step 2) Summary of Recommendations

    You’ll receive a summary of key points, recommendations, and actionable next steps.

  • Step 3) Partner with US

    You’re confident in our recommendations, and we’ve confirmed a strong mutual fit. Proceed with signing the advisory agreement.

  • Step 4) Financial Planning Implementation

    We begin our collaborative implementation of all recommendations.

  • Service Schedule

    January/February:

    1. Prior year annual fee summary

    2. Prior year tax planning summary delivered to your tax preparer

    Late Summer/Fall:

    1. Employee/employer retirement plan funding

    2. Health expense planning during annual enrollment period

    Each Quarter:

    1. Performance Report

    2. Market Commentary

    Throughout the Year:

    1. Annual comprehensive review:

    - Review completed work and assess progress toward established goals. Update asset values and refine objectives as needed to reflect current financial circumstances. Evaluate investment performance and related fees to ensure continued alignment with long-term financial goals. Conclude by outlining a plan addressing the current year’s planning needs and implementation priorities.

    2. Tax planning implementation

  • Tax Planning Implementation

    - Roth Conversions

    - IRA Contribution Optimization

    - Appreciated Stock Donation (In-Kind Transfers)

    - Qualified Charitable Distributions (QCD)

    - Required Minimum Distributions (If Applicable)

    - Tax Loss Harvesting

Our Fees

1% on the first $500K | .25% on Assets Above $500K

$625 Minimum Quarterly Fee*
Quarterly Performance Reported After All Fees Next to a Risk-Equivalent Benchmark
Annual Summary of All Fees From All Sources
*Clients with $250k or less in assets under management (AUM) will be subject to the $625 minimum quarterly fee.

Additional Services & Benefits

Escheated Property

Each state in the U.S. has laws governing unclaimed property, which require organizations to report and remit any unclaimed assets to the state after a specified period of inactivity. Unclaimed property can include items such as abandoned bank accounts, uncashed checks, and insurance benefits. Once reported, the state holds the property until the rightful owner claims it, providing a mechanism to protect consumers and ensure that unclaimed assets are not lost.

Every 3-5 years, we review your state’s unclaimed property listings to identify any assets that may have been reported in your name. If we find any, we will assist you in the claims process.

Our Professional Network & Resources

Snake River Investment Counsel boasts an extensive local and national network of professionals, all available to you as part of our service offering. Our connections include CPAs, estate planning attorneys, trustworthy insurance agents, private equity experts, and more. Whatever your needs may be, we have the right professional to support you every step of the way.

Our collaborative approach ensures that every detail is handled efficiently and accurately, allowing you to focus on your goals with confidence. You can rest assured that expert resources are always within reach, tailored to meet your unique financial needs.